{"id":2640,"date":"2015-11-09T22:59:22","date_gmt":"2015-11-09T21:59:22","guid":{"rendered":"http:\/\/www.immobiliare-neuf.fr\/blog\/?p=2640"},"modified":"2016-03-08T15:19:31","modified_gmt":"2016-03-08T14:19:31","slug":"renforcement-du-pret-a-taux-zero-des-le-1er-janvier-2016","status":"publish","type":"post","link":"http:\/\/www.immobiliare-neuf.fr\/blog\/renforcement-du-pret-a-taux-zero-des-le-1er-janvier-2016\/","title":{"rendered":"Renforcement du Pr\u00eat \u00e0 Taux Z\u00e9ro d\u00e8s le 1er janvier 2016"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-size: 12pt;\">Comme annonc\u00e9 par le pr\u00e9sident de la R\u00e9publique, jeudi 29 octobre, \u00e0 Nancy, Sylvia Pinel, ministre du Logement, de l\u2019Egalit\u00e9 des territoires et de la Ruralit\u00e9, a pr\u00e9cis\u00e9, le 9 novembre, lors d\u2019une conf\u00e9rence de presse, les mesures pour permettre \u00e0 plus de m\u00e9nages d\u2019acc\u00e9der \u00e0 la propri\u00e9t\u00e9.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt;\">L\u2019objectif est clair\u00a0: il faut acc\u00e9l\u00e9rer la politique de relance du logement en renfor\u00e7ant les mesures en faveur de l\u2019accession \u00e0 la propri\u00e9t\u00e9 pour permettre \u00e0 un maximum de m\u00e9nages, notamment les jeunes actifs, de devenir propri\u00e9taires\u00a0de leur logement.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff;\">.<\/span><\/p>\n<h2>Des conditions plus avantageuses dans le neuf d\u00e8s le 1er janvier 2016<\/h2>\n<p><span style=\"font-size: 12pt;\">Le nouveau pr\u00eat \u00e0 taux z\u00e9ro dans l&rsquo;immobilier neuf :<\/span><\/p>\n<ul>\n<li><span style=\"font-size: 12pt;\">finance jusqu\u2019\u00e0 <strong>40\u00a0% <a href=\"http:\/\/www.immobiliare-neuf.fr\/\" target=\"_blank\">de l\u2019achat du bien immobilier<\/a><\/strong><a href=\"http:\/\/www.immobiliare-neuf.fr\/\" target=\"_blank\">\u00a0<strong>neuf<\/strong><\/a> (alors qu\u2019il \u00e9tait compris entre 18 et 26\u00a0% aujourd\u2019hui)\u00a0;<\/span><\/li>\n<li><span style=\"font-size: 12pt;\">augmente les <strong>plafonds de revenus<\/strong> permettant d\u2019en b\u00e9n\u00e9ficier\u00a0;<\/span><\/li>\n<li><span style=\"font-size: 12pt;\">rallonge le diff\u00e9r\u00e9 de remboursement de <strong>5 ans minimum jusqu\u2019\u00e0 15 ans<\/strong> (contre 0 \u00e0 14 ans aujourd\u2019hui)\u00a0;<\/span><\/li>\n<li><span style=\"font-size: 12pt;\">permet d\u2019\u00e9tendre la dur\u00e9e du pr\u00eat sur <strong>20 ans minimum<\/strong> pour r\u00e9duire le montant des mensualit\u00e9s.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 12pt;\"><strong> \u00e0 noter\u00a0:<\/strong> les conditions d\u2019\u00e9ligibilit\u00e9 au Pr\u00eat Accession Sociale\u00a0<\/span><span style=\"font-size: 12pt;\">(PAS), seront en parall\u00e8le harmonis\u00e9es sur celles de ce nouveau pr\u00eat \u00e0 taux z\u00e9ro, pour plus de simplicit\u00e9.<\/span><\/p>\n<p><span style=\"color: #ffffff;\">.<\/span><\/p>\n<h2>Le pr\u00eat \u00e0 taux z\u00e9ro dans l\u2019ancien \u00e9tendu \u00e0 la France enti\u00e8re<\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt;\">Alors r\u00e9serv\u00e9 \u00e0 certains territoires ruraux sous conditions de travaux dans l\u2019ancien, le nouveau pr\u00eat \u00e0 taux z\u00e9ro sera \u00e9largi \u00e0 l\u2019ensemble du territoire. Pour en b\u00e9n\u00e9ficier, le montant des travaux doit toujours <strong>\u00eatre au moins \u00e9gal \u00e0 25\u00a0%<\/strong> du co\u00fbt total de l\u2019op\u00e9ration<\/span><!--more--><\/p>\n<p><span style=\"color: #ffffff;\">.<\/span><\/p>\n<h2>Une entr\u00e9e en vigueur d\u00e8s janvier 2016<\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt;\">Ces mesures <strong>entreront en vigueur en janvier 2016 pour une dur\u00e9e de deux ans<\/strong>. Elles auront un\u00a0impact sur les finances publiques \u00e0 partir de 2017 et leur co\u00fbt sera enti\u00e8rement financ\u00e9 dans le projet de loi de finances pour 2017.<\/span><\/p>\n<p style=\"font-style: inherit; font-weight: inherit;\"><span style=\"font-size: 12pt; color: #ffffff;\">\u00a0.<\/span><\/p>\n<h2>Le PTZ avant &amp; apr\u00e8s le 1er janvier 2016<\/h2>\n<p><a href=\"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-content\/uploads\/2015\/11\/ptz-.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2642 aligncenter\" src=\"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-content\/uploads\/2015\/11\/ptz-.jpg\" alt=\"ptz +\" width=\"738\" height=\"837\" srcset=\"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-content\/uploads\/2015\/11\/ptz-.jpg 738w, http:\/\/www.immobiliare-neuf.fr\/blog\/wp-content\/uploads\/2015\/11\/ptz--265x300.jpg 265w\" sizes=\"(max-width: 738px) 100vw, 738px\" \/><\/a><\/p>\n<p><span style=\"color: #ffffff;\">.<\/span><\/p>\n<p><span style=\"font-size: 10pt; color: #0fb5d6;\"><em><strong>Qu\u2019est-ce que le pr\u00eat \u00e0 taux z\u00e9ro\u00a0?<\/strong> <\/em><\/span><br \/>\n<span style=\"font-size: 10pt;\"> <em> Le pr\u00eat \u00e0 taux z\u00e9ro (PTZ)\u00a0est\u00a0<strong>un pr\u00eat compl\u00e9mentaire sans int\u00e9r\u00eat et sans frais <\/strong>aid\u00e9 par l\u2019\u00c9tat. Il est accord\u00e9, sous certaines conditions, aux personnes qui souhaitent devenir propri\u00e9taires de leur r\u00e9sidence principale pour la premi\u00e8re fois\u00a0et aux m\u00e9nages qui n\u2019ont pas \u00e9t\u00e9 propri\u00e9taires de leur r\u00e9sidence principale durant les deux derni\u00e8res ann\u00e9es.<\/em><\/span><\/p>\n<p><span style=\"color: #ffffff;\">.<\/span><\/p>\n<h2>Une question ?\u00a0Nous vous r\u00e9pondons<\/h2>\n<div role=\"form\" class=\"wpcf7\" id=\"wpcf7-f9-o1\" lang=\"fr-FR\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/2640#wpcf7-f9-o1\" method=\"post\" class=\"wpcf7-form init\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"9\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.5.3\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"fr_FR\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f9-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p>Votre Nom (obligatoire)<br \/>\n    <span class=\"wpcf7-form-control-wrap your-name\"><input type=\"text\" name=\"your-name\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" \/><\/span> <\/p>\n<p>Votre Email (obligatoire)<br \/>\n    <span class=\"wpcf7-form-control-wrap your-email\"><input type=\"email\" name=\"your-email\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" \/><\/span> <\/p>\n<p>Votre T\u00e9l\u00e9phone (obligatoire)<br \/>\n         <span class=\"wpcf7-form-control-wrap tel-618\"><input type=\"tel\" name=\"tel-618\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-tel wpcf7-validates-as-required wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" \/><\/span> <\/p>\n<p>Votre Message<br \/>\n    <span class=\"wpcf7-form-control-wrap your-message\"><textarea name=\"your-message\" cols=\"40\" rows=\"10\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\"><\/textarea><\/span> <\/p>\n<p><input type=\"hidden\" name=\"_wpcf7_captcha_challenge_Captcha\" value=\"0\" \/><img loading=\"lazy\" decoding=\"async\" class=\"wpcf7-form-control wpcf7-captchac wpcf7-captcha-Captcha\" width=\"72\" height=\"24\" alt=\"captcha\" src=\"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-content\/uploads\/wpcf7_captcha\/0.png\" \/><br \/>\nCaptcha : <span class=\"wpcf7-form-control-wrap Captcha\"><input type=\"text\" name=\"Captcha\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-captchar\" autocomplete=\"off\" aria-invalid=\"false\" \/><\/span><\/p>\n<p><input type=\"submit\" value=\"Envoyer\" class=\"wpcf7-form-control has-spinner wpcf7-submit\" \/><\/p>\n<p style=\"display: none !important;\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js\" name=\"_wpcf7_ak_js\" value=\"23\"\/><script>document.getElementById( \"ak_js\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div><\/form><\/div>\n<p><span style=\"font-size: 8pt;\"><em>Les informations communiqu\u00e9es sont destin\u00e9es \u00e0 l\u2019Agence immobili\u00e8re \u00e9ditrice de ce site. Vous b\u00e9n\u00e9ficiez d\u2019un droit d\u2019acc\u00e8s, de modification, de rectification et de suppression de vos donn\u00e9es personnelles (Loi n\u00b02004-575 du 21 juin 2004 pour la confiance dans l\u2019\u00e9conomie num\u00e9rique). Pour les exercer, adressez-vous \u00e0 l\u2019adresse de l\u2019Editeur.\u00a0<\/em><\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Comme annonc\u00e9 par le pr\u00e9sident de la R\u00e9publique, jeudi 29 octobre, \u00e0 Nancy, Sylvia Pinel, ministre du Logement, de l\u2019Egalit\u00e9 des territoires et de la Ruralit\u00e9, a pr\u00e9cis\u00e9, le 9 novembre, lors d\u2019une conf\u00e9rence de presse, les mesures pour permettre \u00e0 plus de m\u00e9nages d\u2019acc\u00e9der \u00e0 la propri\u00e9t\u00e9. L\u2019objectif est clair\u00a0: il faut acc\u00e9l\u00e9rer la [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[35],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Renforcement du Pr\u00eat \u00e0 Taux Z\u00e9ro<\/title>\n<meta name=\"description\" content=\"Le nouveau pr\u00eat \u00e0 taux z\u00e9ro finance jusqu\u2019\u00e0 40 % de l\u2019achat du bien immobilier (alors qu\u2019il \u00e9tait compris entre 18 et 26%),...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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