{"id":1923,"date":"2014-09-05T17:29:35","date_gmt":"2014-09-05T16:29:35","guid":{"rendered":"http:\/\/www.immobiliare-neuf.fr\/blog\/?p=1923"},"modified":"2016-09-21T08:50:41","modified_gmt":"2016-09-21T07:50:41","slug":"loi-pinel-explications","status":"publish","type":"post","link":"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/","title":{"rendered":"Loi Pinel vs\/ loi Duflot : Comparatif"},"content":{"rendered":"

PINEL VS\/ DUFLOT :<\/strong> Annonc\u00e9e comme LA mesure phare de la rentr\u00e9e en vue d’une relance de la construction de logement, le dispositif d’investissement locatif PINEL<\/a> remplace depuis ce 1er\u00a0septembre le dispositif DUFLOT. Mais ce dispositif est-il r\u00e9ellement diff\u00e9rent du dispositif DUFLOT ? Et surtout est-il plus avantageux ? Eclairage….<\/span><\/p>\n

\"\"<\/p>\n

.<\/span><\/p>\n

.<\/span><\/p>\n

LE DISPOSITIF PINEL : NOUVEAUT\u00c9S<\/h2>\n

.<\/span><\/p>\n

Louer \u00e0 ses proches devient possible<\/h3>\n

Si la location doit toujours \u00eatre destin\u00e9e \u00e0 l\u2019usage d\u2019habitation principale du locataire, il est d\u00e9sormais possible de louer un bien \u00e0 un ascendant ou un descendant<\/strong> tout en b\u00e9n\u00e9ficiant des incitations fiscales \u00e0 l\u2019investissement locatif. La location \u00e0 un ascendant ne souffrira a priori d’aucune contrainte particuli\u00e8re.<\/span><\/span> En revanche, les investisseurs devront faire un choix entre la r\u00e9duction d’imp\u00f4t et la location du bien \u00e0 leur enfant. Il ne sera donc pas possible de loger son enfant tout en profitant d’une r\u00e9duction d’imp\u00f4ts.
.<\/span><\/p>\n

Une dur\u00e9e de location modulable<\/span><\/h3>\n
    \n
  • DUFLOT<\/strong> : Le dispositif Duflot imposait de louer le bien pendant\u00a0une dur\u00e9e de 9 ans<\/strong> et offrait en retour une r\u00e9duction d\u2019imp\u00f4t de 18%<\/strong> de l\u2019investissement (dans la limite de 300.000 euros et de 5.500 euros par m\u00b2)<\/span><\/li>\n<\/ul>\n
      \n
    • PINEL<\/strong> : Le dispositif Pinel permet de moduler la dur\u00e9e de cet engagement sur une dur\u00e9e de\u00a06, de 9 ou de 12 ans<\/strong>.\u00a0<\/span><\/span>A chaque dur\u00e9e d’investissement est attach\u00e9 un avantage fiscal sp\u00e9cifique et proportionnel \u00e0 la dur\u00e9e de l’engagement :<\/span>
      \n – Un engagement de neuf ans entra\u00eene toujours une r\u00e9duction d’imp\u00f4t \u00e9gale \u00e0 18%<\/strong> du montant investi dans la limite de 300.000 euros.<\/span>
      \n – Pour les investissements de long terme, sur 12\u00a0ans, l’avantage fiscal est relev\u00e9 de trois points \u00e0 21%.<\/strong><\/span>
      \n – A l’inverse, les engagements de six ans permettent de b\u00e9n\u00e9ficier d’une r\u00e9duction d’imp\u00f4t r\u00e9duite \u00e0 12%<\/strong>.<\/span><\/li>\n<\/ul>\n

      .<\/span><\/p>\n

      Un \u00e9largissement aux SCPI<\/h3>\n
        \n
      • Les SCPI (soci\u00e9t\u00e9s civiles de placement immobiliers) b\u00e9n\u00e9ficieront des m\u00eames avantages fiscaux<\/strong> que les particuliers.<\/span><\/li>\n<\/ul>\n

        .<\/span><\/p>\n

        Un nouveau zonage<\/h3>\n
          \n
        • Le\u00a0\u00a0zonage permettant de d\u00e9finir les loyers et les plafonds de ressources des locataires \u00e9voluera \u00e0 compter\u00a0du 1er octobre. \u00a0Des villes comme Lyon ou Marseille passeront ainsi de la zone B1 \u00e0 la zone A, permettant un aux propri\u00e9taires de pratiquer des loyers plus \u00e9lev\u00e9s que pr\u00e9c\u00e9demment<\/strong>.\u00a0<\/span><\/li>\n<\/ul>\n

          .<\/span><\/p>\n

          .<\/span><\/p>\n

          LE DISPOSITIF PINEL VS\/DUFLOT : tableau comparatif\u00a0<\/span><\/h2>\n\n\n\n\n\n\n\n\n\n
          \u00a0<\/span><\/td>\n\n

          Dispositif DUFLOT<\/strong><\/span><\/p>\n<\/td>\n

          		\n

          Dispositif PINEL<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n

          Taux de r\u00e9duction<\/span><\/td>\n\n

          18%<\/span><\/p>\n<\/td>\n

          		\n

          12% + 6% + 3%<\/span>
          \n = 21%<\/span><\/p>\n<\/td>\n<\/tr>\n

          Dur\u00e9e<\/span><\/td>\n\n

          9 ans<\/span><\/p>\n<\/td>\n

          		\n

          6 ans ou<\/span>
          \n 9 ans ou<\/span>
          \n 12 ans<\/span><\/p>\n<\/td>\n<\/tr>\n

          Location aux ascendants et descendants<\/span><\/td>\n\n

          NON<\/span><\/p>\n<\/td>\n

          		\n

          OUI<\/span><\/p>\n<\/td>\n<\/tr>\n

          Plafonnement loyers<\/span><\/td>\n\n

          OUI<\/span><\/p>\n<\/td>\n

          		\n

          OUI<\/span><\/p>\n<\/td>\n<\/tr>\n

          Plafonds de ressources<\/span><\/td>\n\n

          OUI<\/span><\/p>\n<\/td>\n

          		\n

          OUI<\/span><\/p>\n<\/td>\n<\/tr>\n

          Zones<\/span><\/td>\n\n

          Abis, A (r\u00e9gion parisienne),<\/span><\/p>\n

          B1 (grandes villes),<\/span><\/p>\n<\/td>\n

          		\n

          R\u00e9ajustement en cours<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

          \u00a0<\/span><\/p>\n

          Pour un investissement moyen \u00e0 200 000 \u20ac, ci-apr\u00e8s un comparatif entre les lois Duflot et loi Pinel :<\/span><\/p>\n

          \u00a0<\/span><\/p>\n\n\n\n\n\n
          Exemple d\u2019investissement locatif : 200 000 \u20ac<\/span><\/td>\n\n

          Dispositif DUFLOT<\/strong><\/span><\/p>\n<\/td>\n

          		\n

          Dispositif PINEL<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n

          R\u00e9duction d\u2019imp\u00f4t<\/span><\/td>\n\n

          36 000 \u20ac sur 9 ans<\/span><\/p>\n<\/td>\n

          		\n

          24 000 \u20ac sur 6 ans<\/span>
          \n ou 36 000 \u20ac sur 9 ans<\/span>
          \n ou 42 000 \u20ac sur 12 ans<\/span><\/p>\n<\/td>\n<\/tr>\n

          R\u00e9duction d\u2019imp\u00f4t totale<\/span><\/td>\n\n

          36 000 \u20ac<\/span><\/p>\n<\/td>\n

          		\n

          42 000 \u20ac<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

          \u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

          PINEL VS\/ DUFLOT : Annonc\u00e9e comme LA mesure phare de la rentr\u00e9e en vue d’une relance de la construction de logement, le dispositif d’investissement locatif PINEL remplace depuis ce 1er\u00a0septembre le dispositif DUFLOT. Mais ce dispositif est-il r\u00e9ellement diff\u00e9rent du dispositif DUFLOT ? Et surtout est-il plus avantageux ? Eclairage…. . . LE DISPOSITIF PINEL […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[34],"tags":[],"yoast_head":"\nLoi Pinel vs\/ loi Duflot : Comparatif<\/title>\n<meta name=\"description\" content=\"Loi PINEL VS\/ Loi DUFLOT : le dispositif d'investissement locatif PINEL remplace depuis ce 1er septembre 2014 le dispositif DUFLOT. Quelles diff\u00e9rences ?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loi Pinel vs\/ loi Duflot : Comparatif\" \/>\n<meta property=\"og:description\" content=\"Loi PINEL VS\/ Loi DUFLOT : le dispositif d'investissement locatif PINEL remplace depuis ce 1er septembre 2014 le dispositif DUFLOT. Quelles diff\u00e9rences ?\" \/>\n<meta property=\"og:url\" content=\"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/\" \/>\n<meta property=\"og:site_name\" content=\"Maisons et appartements neufs |Toulouse Immobilier neuf\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/Immobiliare-31\/188363961250077?ref_type=bookmark\" \/>\n<meta property=\"article:published_time\" content=\"2014-09-05T16:29:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2016-09-21T07:50:41+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.comptamag.com\/upload\/article\/NXfNyexXtKf6mKnNJFrd.png\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"immo1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/#website\",\"url\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/\",\"name\":\"Maisons et appartements neufs |Toulouse Immobilier neuf\",\"description\":\"Toute l'actu de l'immobilier neuf \\u00e0 Toulouse !\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"ImageObject\",\"@id\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/#primaryimage\",\"inLanguage\":\"fr-FR\",\"url\":\"http:\/\/www.comptamag.com\/upload\/article\/NXfNyexXtKf6mKnNJFrd.png\",\"contentUrl\":\"http:\/\/www.comptamag.com\/upload\/article\/NXfNyexXtKf6mKnNJFrd.png\"},{\"@type\":\"WebPage\",\"@id\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/#webpage\",\"url\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/\",\"name\":\"Loi Pinel vs\/ loi Duflot : Comparatif\",\"isPartOf\":{\"@id\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/#primaryimage\"},\"datePublished\":\"2014-09-05T16:29:35+00:00\",\"dateModified\":\"2016-09-21T07:50:41+00:00\",\"author\":{\"@id\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/#\/schema\/person\/6e1a43c3a2767543109ceb6f9dbbef4a\"},\"description\":\"Loi PINEL VS\/ Loi DUFLOT : le dispositif d'investissement locatif PINEL remplace depuis ce 1er septembre 2014 le dispositif DUFLOT. Quelles diff\\u00e9rences ?\",\"breadcrumb\":{\"@id\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Loi Pinel vs\/ loi Duflot : Comparatif\"}]},{\"@type\":\"Person\",\"@id\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/#\/schema\/person\/6e1a43c3a2767543109ceb6f9dbbef4a\",\"name\":\"immo1\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/#personlogo\",\"inLanguage\":\"fr-FR\",\"url\":\"http:\/\/0.gravatar.com\/avatar\/fc0b8723b1087fefc5c15987cae8eede?s=96&d=mm&r=g\",\"contentUrl\":\"http:\/\/0.gravatar.com\/avatar\/fc0b8723b1087fefc5c15987cae8eede?s=96&d=mm&r=g\",\"caption\":\"immo1\"},\"url\":\"http:\/\/www.immobiliare-neuf.fr\/blog\/author\/immo1\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Loi Pinel vs\/ loi Duflot : Comparatif","description":"Loi PINEL VS\/ Loi DUFLOT : le dispositif d'investissement locatif PINEL remplace depuis ce 1er septembre 2014 le dispositif DUFLOT. Quelles diff\u00e9rences ?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/","og_locale":"fr_FR","og_type":"article","og_title":"Loi Pinel vs\/ loi Duflot : Comparatif","og_description":"Loi PINEL VS\/ Loi DUFLOT : le dispositif d'investissement locatif PINEL remplace depuis ce 1er septembre 2014 le dispositif DUFLOT. Quelles diff\u00e9rences ?","og_url":"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/","og_site_name":"Maisons et appartements neufs |Toulouse Immobilier neuf","article_publisher":"https:\/\/www.facebook.com\/pages\/Immobiliare-31\/188363961250077?ref_type=bookmark","article_published_time":"2014-09-05T16:29:35+00:00","article_modified_time":"2016-09-21T07:50:41+00:00","og_image":[{"url":"http:\/\/www.comptamag.com\/upload\/article\/NXfNyexXtKf6mKnNJFrd.png"}],"twitter_misc":{"\u00c9crit par":"immo1","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"http:\/\/www.immobiliare-neuf.fr\/blog\/#website","url":"http:\/\/www.immobiliare-neuf.fr\/blog\/","name":"Maisons et appartements neufs |Toulouse Immobilier neuf","description":"Toute l'actu de l'immobilier neuf \u00e0 Toulouse !","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"http:\/\/www.immobiliare-neuf.fr\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"fr-FR"},{"@type":"ImageObject","@id":"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/#primaryimage","inLanguage":"fr-FR","url":"http:\/\/www.comptamag.com\/upload\/article\/NXfNyexXtKf6mKnNJFrd.png","contentUrl":"http:\/\/www.comptamag.com\/upload\/article\/NXfNyexXtKf6mKnNJFrd.png"},{"@type":"WebPage","@id":"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/#webpage","url":"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/","name":"Loi Pinel vs\/ loi Duflot : Comparatif","isPartOf":{"@id":"http:\/\/www.immobiliare-neuf.fr\/blog\/#website"},"primaryImageOfPage":{"@id":"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/#primaryimage"},"datePublished":"2014-09-05T16:29:35+00:00","dateModified":"2016-09-21T07:50:41+00:00","author":{"@id":"http:\/\/www.immobiliare-neuf.fr\/blog\/#\/schema\/person\/6e1a43c3a2767543109ceb6f9dbbef4a"},"description":"Loi PINEL VS\/ Loi DUFLOT : le dispositif d'investissement locatif PINEL remplace depuis ce 1er septembre 2014 le dispositif DUFLOT. Quelles diff\u00e9rences ?","breadcrumb":{"@id":"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/"]}]},{"@type":"BreadcrumbList","@id":"http:\/\/www.immobiliare-neuf.fr\/blog\/loi-pinel-explications\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"http:\/\/www.immobiliare-neuf.fr\/blog\/"},{"@type":"ListItem","position":2,"name":"Loi Pinel vs\/ loi Duflot : Comparatif"}]},{"@type":"Person","@id":"http:\/\/www.immobiliare-neuf.fr\/blog\/#\/schema\/person\/6e1a43c3a2767543109ceb6f9dbbef4a","name":"immo1","image":{"@type":"ImageObject","@id":"http:\/\/www.immobiliare-neuf.fr\/blog\/#personlogo","inLanguage":"fr-FR","url":"http:\/\/0.gravatar.com\/avatar\/fc0b8723b1087fefc5c15987cae8eede?s=96&d=mm&r=g","contentUrl":"http:\/\/0.gravatar.com\/avatar\/fc0b8723b1087fefc5c15987cae8eede?s=96&d=mm&r=g","caption":"immo1"},"url":"http:\/\/www.immobiliare-neuf.fr\/blog\/author\/immo1\/"}]}},"_links":{"self":[{"href":"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-json\/wp\/v2\/posts\/1923"}],"collection":[{"href":"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-json\/wp\/v2\/comments?post=1923"}],"version-history":[{"count":17,"href":"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-json\/wp\/v2\/posts\/1923\/revisions"}],"predecessor-version":[{"id":3181,"href":"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-json\/wp\/v2\/posts\/1923\/revisions\/3181"}],"wp:attachment":[{"href":"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-json\/wp\/v2\/media?parent=1923"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-json\/wp\/v2\/categories?post=1923"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.immobiliare-neuf.fr\/blog\/wp-json\/wp\/v2\/tags?post=1923"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}